Friday, 16 August 2019 19:45

Living In Gran Canaria: Opening A Bank Account

Getting a bank account in Gran Canaria is a doddle if you have an NIE or residencia. Just pick a bank and give them your NIE number, passport and a proof of address (utility bill, rent contract). Then sign a lot of bits of paper and you have an account.

In theory, you can open a non-resident bank account with a passport. You may have to try several banks as some won’t do it without a NIE certificate. Commissions are high, so swap over to a resident’s account as soon as you can.

Which Gran Canaria bank to choose?

There isn’t much between them, but bear these factors in mind.

Smaller banks have few cashpoints and charges for withdrawing money can be eye-watering.
Some banks, such as Santander, don’t charge monthly commissions if you pay in your salary or pension.
Queues in bank branches get long, so pick a bank with a decent online banking system.

Here’s a selection of the main banks in Gran Canaria

Bankia
Bankia has more offices and cashpoints than any other Gran Canaria bank. Big branches have English-speaking staff and there is English speaking telephone support and English internet banking.

Santander Central Hispano
The same company as Santander in the UK, but you can’t transfer an account or anything convenient like that. Santander has plenty of Gran Canaria branches, a decent network of ATMs, and offers commission-free banking if you have a salary. It even pays interest on your current account balance.

Santander has plenty of Gran Canaria branches, a decent network of ATMs, and offers commission-free banking if you have a salary. It even pays interest on your current account balance.

ING Direct
Dutch bank with a couple of Las Palmas branches. ING has an excellent online bank system and even decent queue management in its branches. A good mortgage option.

EVO Banco
A specialist online bank with a handy branch on Mesa y Lopez.

Bank Inter
A bank

BBVA
Like Santander, but blue instead of red.

La Caixa

A bank

Barclays

The same company as Barclays in the UK, but you wouldn’t know it. If you have a UK Barclays account there is no advantage opening a Spanish Barclays account.

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